Advance Financial at 929 W Market St in Johnson City, Tennessee, operates as a financial services organization focused on providing short-term borrowing solutions and related cash-flow products to individuals facing immediate liquidity needs. The entity has a history rooted in community-based lending, evolving to offer accessible credit options and streamlined application processes designed to address common, time-sensitive financial challenges. Its primary functions center on facilitating rapid access to funds and administering open-end credit arrangements that allow customers to draw and repay within agreed terms.
Operational scope appears geographically localized, serving residents within the Johnson City area and surrounding communities, with a business model oriented toward convenient storefront access and direct customer interaction. The organization emphasizes regulatory compliance in its lending activities and maintains standard consumer disclosures associated with short-term financing products. Overall, its role within the local financial services landscape is to supply brief-term borrowings intended to bridge gaps between pay cycles and other urgent expenses.
Better than 50% of providers in Johnson City
In addition to the primary service, Advance Financial also offers:
Links and information about Advance Financial:
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Find answers to common questions
Advance Financial is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance Financial with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance Financial has a rating of 4.3, which is better than 50% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance Financial requests. It is always best to call ahead using the phone number on this page so Advance Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance Financial also offers: Loan agency, Financial institution, Money transfer service.