Advance Financial is a U.S.-based financial services organization focused on providing short-term lending solutions along with related consumer financing products. The company originated in Tennessee in the mid-1990s as a regional, family-involved lender and has since expanded its footprint to numerous locations across the state, cultivating a regional presence in southern markets. Its core activities center on offering flexible credit options intended to address immediate cash needs, including open-end lines of credit and payday-style loans, with in-store and online access to applications and funding where permitted. The organization emphasizes accessibility through a network of storefronts and digital channels, aiming to streamline the loan process for short-term advances and emergency expenses. Operationally, it administers customer accounts, loan disbursement, repayment scheduling, and compliance with state regulatory requirements governing short-term lending practices. The enterprise typifies a consumer finance model that combines local physical presence with scalable financing capabilities to serve individuals requiring rapid liquidity.
Better than 57% of providers in Johnson City
In addition to the primary service, Advance Financial also offers:
Links and information about Advance Financial:
Since 1996, Our Family-Run Business Has Over 100 Stores in Tennessee and Employs Over 1,000 People. Learn More About Where We Began and How Far We've Come!
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www.accuracast.comVisit Advance Financial at 2920 N Roan St, Johnson City, TN to get the money you need with more freedom. Apply online or in-store. Same-day funding available.
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Find answers to common questions
Advance Financial is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance Financial with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance Financial has a rating of 4.4, which is better than 57% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance Financial requests. It is always best to call ahead using the phone number on this page so Advance Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance Financial also offers: Loan agency, Financial institution, Money transfer service.