1st Franklin Financial is a community-focused consumer finance organization with a long-standing presence in the southeastern United States. Founded in 1941, its history centers on providing accessible financial solutions to individuals and families in local markets, emphasizing personal lending and customer familiarity built over generations. The organization operates through a network of loan offices that offer tailored financing options, including personal loans and related servicing, designed to meet everyday needs and financial goals within communities it serves. Its heritage reflects a commitment to local engagement, leveraging neighborhood presence to foster relationships and trust with borrowers. Primary functions include evaluating credit needs, structuring small- to mid-sized loans, and administering repayment plans while adhering to applicable regulatory standards. The operational scope spans multiple states in the region, with a particular concentration in Georgia and neighboring states, enabling consistent service delivery through a nearby office network. The enterprise is known for maintaining local accountability and ongoing customer interaction as core elements of its business model.
Better than 80% of providers in Johnson City
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
View 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.comNot BBB Accredited. Consumer Finance Companies in Toccoa, GA. See BBB rating, reviews, complaints, and more.
www.bbb.org1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.com1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families. It’s been over ...
business.romega.comRead about how we keep your information safe.
www.1ffc.comOther providers in Johnson City with similar ratings:
1st Franklin Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.9, which is better than 80% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.