Regional Finance is a consumer finance company operating in Johnson City, Tennessee, focused on providing installment loan products and related services to individuals. The organization originated to offer accessible credit options for borrowers who may have limited access to traditional banking channels, emphasizing straightforward loan terms and customer service tailored to local communities. Its operations encompass loan origination, servicing, and collections across its regional footprint, with a business model centered on short- to medium-term financing solutions designed to fit borrowers’ repayment abilities.
Historically, regional finance organizations like Regional Finance emerged to fill gaps in credit access in midsize markets, often expanding through a network of offices to serve nearby cities and towns. The Johnson City presence aligns with a broader strategy of local market engagement, aiming to support consumer credit needs while adhering to applicable state and federal lending regulations. As with similar regional finance entities, core activities emphasize evaluating credit risk, underwriting, fund disbursement, and ongoing account management to maintain repayment performance within their portfolios.
Address
2527 N Roan St, Johnson City, TN 37601
Phone
(423) 95 22 878Website
branches.regionalfinance.comBetter than 70% of providers in Johnson City
Links and information about Regional Finance:
Not BBB Accredited. Consumer Finance Companies in Johnson City, TN. See BBB rating, reviews, complaints, and more.
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www.financestrategists.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.7, which is better than 70% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.