Appalachian Lending is a locally focused consumer finance organization serving East Tennessee. Established over six decades ago, it operates as an independently owned and locally managed lender, emphasizing community ties and hometown service. The organization provides traditional installment loan products intended to meet everyday financial needs, including auto purchases and home improvements, with a history of adapting to borrowers’ budgets through personalized repayment plans. Its footprint includes multiple offices in the Tri-Cities region, which supports in-person loan processing and local decision-making led by branch managers and their teams. Core functions center on loan origination, customer service, and ongoing account servicing, aiming to deliver straightforward loan experiences and accessible support for borrowers across East Tennessee. The entity highlights its long-standing presence in the region and a commitment to trusted, neighborly financial solutions.
Better than 63% of providers in Johnson City
Links and information about Appalachian Lending:
We say yes! Fast and Convenient! We can help you consolidate Higher Cost Loans and possibly save you thousands! Just give us a call and we will take care of the details! At Appalachian Lending, our job is to make your loan application and service experience as pleasant as possible. Life can be so complicated, dealing with your lender shouldn’t be. We were born and raised right here in East Tennessee. Our Monthly Payment Loans are straight forward and easy to understand.... With offices in...
appalachianlending.comGet more information for Appalachian Lending in Kingsport, TN. See reviews, map, get the address, and find directions.
www.mapquest.comAppalachian Lending has been lending money for over 65 years to help hard-working people meet their day to day needs and to realize their long term drea
appalachianlending.comPhone : 423.638.1849 Fax : 423.638.1853 817 Andrew Johnson Highway Greeneville, TN 37745 (Dollar General Market Complex) Phone : 423.232.8959 Fax : 423.232.1529 1200 North Roan Street Johnson City, TN 37604
appalachianlending.comPhone : 423.638.1849 Fax : 423.638.1853 817 Andrew Johnson Highway Greeneville, TN 37745 (Dollar General Market Complex) Phone : 423.232.8959 Fax : 423.232.1529 1200 North Roan Street Johnson City, TN 37604
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Appalachian Lending is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Appalachian Lending is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Appalachian Lending to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Appalachian Lending, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Appalachian Lending with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Appalachian Lending has a rating of 4.6, which is better than 63% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Appalachian Lending requests. It is always best to call ahead using the phone number on this page so Appalachian Lending can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Appalachian Lending also offers: Loan agency.