Greater Iowa Credit Union is a member-owned financial cooperative serving residents of the Des Moines metropolitan area and surrounding communities. Established to provide equitable access to financial services, the organization operates on a cooperative model that emphasizes member participation and democratic governance. Its history reflects growth in alignment with community needs, expanding from foundational savings and lending activities to a broader array of financial products designed for individuals and small businesses.
The credit union functions as a financial intermediary that accepts deposits, offers savings and checking accounts, and provides loan products, including consumer and residential options. Through locally rooted operations, it supports financial inclusion by tailoring services to the needs of its membership while adhering to federal and state regulatory standards. The organization emphasizes safe and sound management, risk controls, and a commitment to community development.
Operational scope centers on retail banking activities, member services, and responsible lending, with governance decisions driven by member-owners and a board of volunteers.
Better than 47% of providers in West Des Moines
In addition to the primary service, Greater Iowa Credit Union also offers:
Other providers in West Des Moines with similar ratings:
Greater Iowa Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Greater Iowa Credit Union is listed as a financial service provider in West Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Greater Iowa Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Greater Iowa Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Greater Iowa Credit Union with other providers in West Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Greater Iowa Credit Union has a rating of 4.1, which is better than 47% of providers in West Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Greater Iowa Credit Union requests. It is always best to call ahead using the phone number on this page so Greater Iowa Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Greater Iowa Credit Union also offers: Credit union, ATM, Financial institution, Loan agency, Mortgage lender.