Premier Credit Union is a member-owned financial cooperative serving residents and employees within its field of membership. Established to provide accessible financial services, the organization operates as a not-for-profit institution focused on member interests rather than external profit motives. Its governance structure typically involves a voluntary board of directors elected by credit union members, with senior leadership overseeing strategic direction and daily operations.
Historically, Premier Credit Union would have developed to meet the community’s financial needs through deposit-taking, lending, and related services, emphasizing cooperative principles, financial education, and local engagement. The credit union’s scope likely includes personal and household financial products, supported by a network of staff professionals dedicated to domestic financial transactions, savings programs, and loan processing. Operational activities are anchored in convenient service delivery, regulatory compliance, and prudent risk management to maintain financial stability for members. The organization’s location in West Des Moines situates it within a regional financial ecosystem, where it collaborates with neighboring institutions to support member financial goals.
Better than 67% of providers in West Des Moines
In addition to the primary service, Premier Credit Union also offers:
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Premier Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Premier Credit Union is listed as a financial service provider in West Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Premier Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Premier Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Premier Credit Union with other providers in West Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Premier Credit Union has a rating of 4.6, which is better than 67% of providers in West Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Premier Credit Union requests. It is always best to call ahead using the phone number on this page so Premier Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Premier Credit Union also offers: Credit union, Financial institution.