State Savings Bank operates as a local financial institution serving West Des Moines and surrounding communities. The organization is organized to provide customary banking services through its locations and channels, aligning with the regulatory framework and consumer protections that govern U.S. financial institutions. Its history reflects evolving community banking practices, adapting to changes in technology, regulations, and customer expectations while maintaining a focus on traditional deposit-taking and lending activities.
The institution’s primary functions include accepting deposits, providing checking and savings products, and facilitating loan origination and servicing within its geographic footprint. It supports payroll, cash management, and basic treasury services for individuals and small businesses, with operational emphasis on responsible financial stewardship and reliability. As a community bank, it maintains compliance with applicable state and federal requirements, prioritizing safety, soundness, and accountability in its day-to-day operations. The organization’s scope is defined by its service area, branch network, and adherence to established banking standards that govern routine consumer and business banking activities.
Address
4800 Mills Civic Pkwy #100, West Des Moines, IA 50265
Phone
(515) 45 79 533Website
ssb.bankBetter than 67% of providers in West Des Moines
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State Savings Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
State Savings Bank is listed as a financial service provider in West Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask State Savings Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from State Savings Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare State Savings Bank with other providers in West Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
State Savings Bank has a rating of 4.6, which is better than 67% of providers in West Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents State Savings Bank requests. It is always best to call ahead using the phone number on this page so State Savings Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, State Savings Bank also offers: Bank.