Financial Plus Credit Union is a member-owned financial cooperative serving individuals in and around West Des Moines, Iowa. Established to provide accessible financial services, the organization operates as a not-for-profit institution governed by a membership base, with a focus on community-oriented stewardship and financial education. Its structure typically emphasizes democratic member control, with decision-making processes that involve eligible members in major governance decisions and strategic direction. The credit union’s activities center on safeguarding members’ deposits and offering a range of basic financial products, including savings accounts, checking services, and lending options designed to support personal and small-business needs within a cooperative framework. Through its operational model, the organization aims to promote affordable access to financial services, foster savings discipline, and facilitate responsible borrowing for members.
Historically, credit unions of this kind emerged to provide cooperative alternatives to for-profit banks, emphasizing risk-sharing and community involvement. The entity at 1831 25th Street in West Des Moines embodies this tradition by aligning services with member interests, pursuing stability, compliance, and prudent financial management within its regulatory environment. Its scope typically includes standard consumer and possibly small-business offerings, administered through branch operations and member communications aimed at transparency and accessibility.
Better than 53% of providers in West Des Moines
In addition to the primary service, Financial Plus Credit Union also offers:
Other providers in West Des Moines with similar ratings:
Financial Plus Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Financial Plus Credit Union is listed as a financial service provider in West Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Financial Plus Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Financial Plus Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Financial Plus Credit Union with other providers in West Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Financial Plus Credit Union has a rating of 4.4, which is better than 53% of providers in West Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Financial Plus Credit Union requests. It is always best to call ahead using the phone number on this page so Financial Plus Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Financial Plus Credit Union also offers: Credit union, ATM, Financial planner, Mortgage lender.