Urban Personal Loans is a locally focused lending organization operating from the Des Moines metropolitan area, with a listed address at 1204 Jordan Creek Parkway, West Des Moines, Iowa 50266. The entity appears to position itself within the consumer private lending sector, offering unsecured and potentially collateralized personal loan products to individuals in its service area. Its stated scope centers on facilitating short- to mid-term financing solutions, typically aimed at personal or household expenses, though specific product lines and underwriting criteria are not publicly detailed in the available description.
Historically, organizations in this space have evolved through regional non-bank lending channels, often emphasizing streamlined application processes and rapid funding timelines. Primary functions generally include application intake, credit evaluation, loan decisioning, funding disbursement, and subsequent repayment management. Operationally, such entities tend to serve residents within their local market and nearby jurisdictions, operating under state-specific licensing and compliance frameworks relevant to consumer lending. For precise governance, licensing status, and product disclosures, direct verification with state regulators or the company’s official communications would be required.
Address
1204 Jordan Creek Pkwy, West Des Moines, IA 50266
Phone
(515) 67 93 100Website
urbanpersonalloans.comBetter than 40% of providers in West Des Moines
Links and information about Urban Personal Loans:
Contact Max Cash® preferred emergency loan providers in West Des Moines, IA today at (855) 270 4792! With Max Cash® preferred emergency loan partners you can get hassle-free approvals.
maxcash.comWe offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection agency nor would we ever sue a customer - it would bring too much attention to our business, reveal our real location and but the operations at risk.... How are the loans illegal? What is your job? What lies are the employees told? How did you "research" the legality of the loans? Now that you know...
www.reddit.comWhether you are looking to purchase that new car, buy a new home or remodel your current home, be sure to check out First National Bank's personal loan options.
www.fnb247.comBBB Directory of Commercial Loans near Des Moines, IA. Your guide to trusted BBB Ratings, customer reviews and BBB Accredited businesses.
www.bbb.orgOther providers in West Des Moines with similar ratings:
Urban Personal Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Urban Personal Loans is listed as a financial service provider in West Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Urban Personal Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Urban Personal Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Urban Personal Loans with other providers in West Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Urban Personal Loans has a rating of 4.0, which is better than 40% of providers in West Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Urban Personal Loans requests. It is always best to call ahead using the phone number on this page so Urban Personal Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Urban Personal Loans also offers: Loan agency.