First State Loans Inc is a financial services organization operating out of Decatur, Alabama. The entity positions itself as a lender serving local consumers and businesses, leveraging its license to provide short- and mid-term financing products tailored to community needs. Its presence at 1326 6th Ave SE situates it within Decatur’s commercial corridor, reflecting a footprint in the regional lending landscape.
Historically, the organization appears in local and industry directories as a provider of consumer loan services, with emphasis on serving residents of the northern Alabama region. Its primary functions include evaluating borrower qualifications, underwriting loan requests, and administering disbursal and repayment processes within applicable state regulations. The scope of operations is concentrated in Alabama, aligning with state lending practices and consumer finance norms, while maintaining a local focus on customer service and accessibility. The organization’s activities are consistent with traditional non-bank lending models that address everyday financing needs in the Decatur area.
Address
1326 6th Ave SE, Decatur, AL 35601
Phone
(256) 35 19 223Better than 12% of providers in Decatur
Links and information about First State Loans Inc:
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Find answers to common questions
First State Loans Inc is listed as a financial service provider in Decatur, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First State Loans Inc to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First State Loans Inc, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First State Loans Inc with other providers in Decatur and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First State Loans Inc has a rating of 4.1, which is better than 12% of providers in Decatur.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First State Loans Inc requests. It is always best to call ahead using the phone number on this page so First State Loans Inc can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First State Loans Inc also offers: Loan agency.