1st Franklin Financial Corporation, founded in 1941 by Ben F. Cheek, Jr. in Toccoa, Georgia, operates as a consumer finance company providing personal loans and related financial services through local branches across the southeastern United States. The organization maintains its headquarters in Toccoa and emphasizes community-focused lending, including retail sales financing and consumer loans tailored to individual and family needs.
The Decatur, Alabama branch at 725 Beltline Rd SW forms part of this extensive network, delivering core functions such as loan origination and servicing in a regional context. Over eight decades, the company has sustained operations centered on personal financial assistance, with a structure supporting administrative oversight from the Georgia headquarters alongside localized branch activities.
Primary operations encompass unsecured personal loans for purposes like debt consolidation and unexpected expenses, conducted via in-person service at physical locations. This model reflects a consistent scope limited to consumer lending within select states, prioritizing direct customer interactions.
Better than 54% of providers in Decatur
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
First Franklin Financial Corp., not to be confused with 1st Franklin Financial Corporation, was a San Jose, California-based home mortgage lender that specialized in subprime loans. It had been owned by two of the biggest casualties of the subprime mortgage crisis, National City Corp. in Cleveland and Merrill Lynch. (National City was acquired by PNC Financial Services in October 2008 and Merrill Lynch was acquired by Bank of America in September 2008, both in hastily arranged shotgun...
en.wikipedia.orgSouthern California B2B trade magazines for private practice attorneys. Bringing information and news to the legal community as well as spotlighting the people and happenings of the industry. From marketing advice to business development tips, we're the resource you need to thrive in the ever-evolving legal industry.
www.attorneyjournals.comWe have been serving the retirement and investment needs of families, individuals, nonprofits, and businesses for more than 45 years. Our services include wealth management, retirement and alternative investments.
firstfranklinfs.comWe’re on a journey to advance and democratize artificial intelligence through open source and open science.
huggingface.co1st Franklin Financial Corporation established in 1941 and headquartered in Toccoa., Learn more about 1st Franklin Financial Corporation offices, leadership team, mission, and growth journey.
www.highperformr.ai2.1 Important Definitions 9 2.2 Understanding the Purpose of a Webpage 10 2.3 Your Money or Your Life (YMYL) Topics 11 2.4 Understanding Webpage Content 13 2.4.1 Identifying the Main Content (MC) 13 2.4.2 Identifying the Supplementary Content (SC)... Facebook, Wikipedia, Yahoo, YouTube, etc. Note : In these guidelines, we will use the word “website” to refer to a collection of pages owned and controlled by a single entity (individual, business, etc.). But we will also use “website” to refer to...
guidelines.raterhub.com1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.com1st Franklin is helping neighbors with quick loans, and respectful, friendly service.
www.1ffc.comOther providers in Decatur with similar ratings:
1st Franklin Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Decatur, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Decatur and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.9, which is better than 54% of providers in Decatur.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.