Advance America is a consumer financial services organization that provides short-term installment loans and related financial services to individuals and small businesses. The company operates through a network of storefronts and online platforms, offering small-dollar loan products, payment plans, and loan management services designed to address limited liquidity needs. Its historical footprint in the United States includes a focus on accessible, locally available lending options, with a business model centered on direct customer service, rapid underwriting, and flexible repayment structures. The Decatur, Alabama location at 1622 Beltline Rd SW serves the surrounding community by facilitating in-person applications, loan disbursement, and account servicing, alongside standard customer assistance functions. Operational scope typically encompasses borrower eligibility assessment, loan origination, repayment processing, and customer support across its physical branch network and digital channels. The organization’s primary functions include providing short-term credit solutions, payment scheduling options, and related administrative services consistent with its established consumer finance offerings.
Better than 73% of providers in Decatur
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Decatur, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Decatur and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 73% of providers in Decatur.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.