ABC Credit is a private credit services organization operating at 921 6th Ave SE, Decatur, AL 35601, with a focus on consumer credit assistance and related advisory activities. The organization presents itself as a team-based entity that conducts credit analysis and dispute processes intended to improve clients’ credit profiles through guidance and interaction with credit bureaus and creditors. Its stated operations emphasize reviewing negative items and providing recommendations aimed at credit score improvement within a consultative framework. The entity appears to position itself as a localized credit service provider serving individuals seeking to address credit concerns through non-lending credit-related services rather than offering traditional loans directly. The historical footprint, as reflected in online references, suggests a focus on credit education, analysis, and remedial strategies rather than routine consumer lending or investment services. Operational scope appears centered on in-house assessments, client consultations, and procedural steps to challenge or rectify credit entries. It remains essential to verify current offerings, affiliations, and service levels through authoritative local business records or regulatory disclosures.
Address
921 6th Ave SE, Decatur, AL 35601
Phone
(256) 35 16 331Better than 73% of providers in Decatur
Links and information about ABC Credit:
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ABC Credit is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
ABC Credit is listed as a financial service provider in Decatur, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask ABC Credit to explain the terms in writing before you proceed.
To improve your chances of getting better terms from ABC Credit, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare ABC Credit with other providers in Decatur and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
ABC Credit has a rating of 5.0, which is better than 73% of providers in Decatur.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents ABC Credit requests. It is always best to call ahead using the phone number on this page so ABC Credit can confirm exactly which documents you need for your specific situation.
In addition to its primary service, ABC Credit also offers: Loan agency.