First Alabama Loans, Inc. is a small, Alabama-based lending organization whose operations center on providing consumer loan products within its local market. The entity’s name implies a focus on short- to mid-term financing solutions tailored for individuals seeking expedited access to funds, with services likely aligned to community needs and local economic activity. Historically, such lenders develop from state-regulated niches that address gaps in traditional banking, often emphasizing regulatory compliance and transparent terms to serve residents and small setbacks without large national affiliation. The organization’s address in Decatur places it within a regional hub known for manufacturing, services, and residential growth, which can influence its client base and loan demand. Primary functions typically include underwriting, funding, and servicing installment loans, managing repayment schedules, and ensuring adherence to state lending laws. Operational scope generally centers on a defined geographic footprint, with interaction through storefront or local client channels, emphasizing accessibility and community presence.
Address
925 6th Ave SE, Decatur, AL 35601
Phone
(256) 30 15 521Better than 23% of providers in Decatur
Links and information about First Alabama Loans, Inc:
FirstFed Bancorp, Inc. (the “Company”) is a financial holding company headquartered in Bessemer, Alabama. It serves portions of the greater Birmingham metropolitan area and counties to the south and west through its bank subsidiary, First Financial Bank (“First Financial”). First Financial is a state chartered commercial bank originally chartered in 1936. First Financial offers traditional deposit and loan products.... First Financial conducts its business through eight offices – one each in...
ffbalabama.comi ALABAMA STATE BANKING DEPARTMENT BUREAU OF LOANS TABLE OF CONTENTS I. Chapter 155-2-1: General Application Regulations Page No. 155-2-1-.01 Organization ................................................................ 1 155-2-1-.02 Rulemaking Proceedings ............................................ 1... 1 I. CHAPTER 155-2-1: GENERAL APPLICATION REGULATIONS 155-2-1-.01 Organization (1) The Alabama State Banking Department is a statutorily-created department of the State of Alabama. (2) The...
banking.alabama.govAlabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
www.alabamaone.orgwebsite at http://banking.alabama.gov/licensee_search.aspx . To verify the license for an individual mortgage loan originator (“MLO”) go to the NMLS Consumer Access, which is also available on our website at: https://www.nmlsconsumeraccess.org/ Or you may call... (334) 242-3452, or email the Department at [email protected] and we will verify whether the lender in question is licensed. KNOW YOUR RIGHTS UNDER ALABAMA’S PAYDAY LOAN ACT The Alabama Deferred Presentment Services...
banking.alabama.govOur history as a community bank dates back to 1848, and we are proud to be the oldest continuously operated bank in the state of Alabama.
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First Alabama Loans, Inc is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Alabama Loans, Inc is listed as a financial service provider in Decatur, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Alabama Loans, Inc to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Alabama Loans, Inc, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Alabama Loans, Inc with other providers in Decatur and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Alabama Loans, Inc has a rating of 4.5, which is better than 23% of providers in Decatur.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Alabama Loans, Inc requests. It is always best to call ahead using the phone number on this page so First Alabama Loans, Inc can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Alabama Loans, Inc also offers: Loan agency.