Regional Finance is a regional consumer finance company that operates storefront loan offices in multiple states, including North Carolina. The Durham location at 5410 NC-55 R, Durham, NC 27713, is part of a network focused on providing short-term lending solutions and related financial services to customers seeking access to funds outside traditional banking channels. Historically, Regional Finance positions itself as serving individuals who may have limited credit access, emphasizing local, in-person service and a straightforward application process.
The organization’s core functions include evaluating loan requests, determining repayment options, and managing customer accounts within a brick-and-mortar branch framework. Through its network of branches, the company aims to facilitate rapid funding while maintaining standardized policies across regions. The Durham site contributes to the company’s geographic footprint and operational reach, aligning with the broader regional strategy of servicing customers through nearby, convenient branch locations.
Better than 64% of providers in Durham
Links and information about Regional Finance:
Get more information for Regional Finance in Durham, NC. See reviews, map, get the address, and find directions.
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Find answers to common questions
Regional Finance is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.5, which is better than 64% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.