The National Finance Company at 3808 Guess Rd E in Durham, NC operates as a consumer finance lender focused on personal installment lending. The organization is part of a broader regional network with a history rooted in mid-20th-century finance companies that provided accessible credit solutions to individuals who might not qualify for traditional bank loans. Its primary functions include underwriting small- to medium-sized personal loans, facilitating repayments through structured payment plans, and offering customer service to address loan inquiries and account management. Operationally, the entity appears to serve residents within its geographic area by providing loans intended for various purposes, such as debt consolidation, medical expenses, or home-related needs, within the limitations of its regulatory framework. The organization’s scope emphasizes direct interaction with borrowers and hands-on administration of loan processes, rather than digital-only services, reflecting a traditional model of community-based personal finance. Further details about performance metrics or membership in a national network are not provided here.
Better than 73% of providers in Durham
In addition to the primary service, National Finance Company also offers:
Links and information about National Finance Company:
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Find answers to common questions
National Finance Company is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask National Finance Company to explain the terms in writing before you proceed.
To improve your chances of getting better terms from National Finance Company, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare National Finance Company with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
National Finance Company has a rating of 4.9, which is better than 73% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents National Finance Company requests. It is always best to call ahead using the phone number on this page so National Finance Company can confirm exactly which documents you need for your specific situation.
In addition to its primary service, National Finance Company also offers: Loan agency, Financial institution.