Regional Finance is a consumer finance company that provides small-loan products aimed at helping customers manage short-term financial needs. The organization presents itself as a community-oriented lender that operates through a network of branches in multiple states, offering access to installment loans and related services tailored to individuals who may have limited credit availability. Historically, its business model has centered on local storefronts that emphasize personalized customer interactions and flexible repayment options designed to accommodate varying income situations. The company’s public materials typically describe a focus on understanding personal circumstances, enabling staff to assess loans in a way that aligns with customers’ financial realities.
Operationally, Regional Finance positions itself as a facilitator of accessible credit within a regulated framework, emphasizing compliance and privacy in its customer interactions. Its branch-based approach supports in-person consultations, loan applications, and repayment arrangements, contributing to the broader goal of providing timely funding where traditional banking channels may be limited. The organization’s geographic footprint and service scope reflect a strategy of regional coverage to meet demand across its markets.
Address
5279 N Roxboro St Suite E, Durham, NC 27712
Phone
(919) 86 44 436Website
branches.regionalfinance.comBetter than 73% of providers in Durham
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Find answers to common questions
Regional Finance is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.9, which is better than 73% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.