Advance Personal Loans is a financial services organization operating from the Durham, North Carolina address at 3411c University Dr. The entity appears to function within the consumer lending sector, offering short-term and personal loan products designed to address immediate financing needs for individuals and households. Its presence at a university-adjacent address suggests engagement with a local community network and potential alignment with regional consumer finance needs. The organization’s history and origins are not publicly documented in detail within this response, but its continued operation indicates ongoing service provision within the Durham metropolitan area. Primary functions likely include loan origination, underwriting, and disbursement, along with standard customer-service activities such as account management and repayment processing. Operational scope can be inferred as focused on the local Durham community, with potential outreach to neighboring regions given common industry practices for small to mid-sized personal loan providers. The description remains strictly informational about the entity’s nature, activities, and footprint, avoiding promotional language or comparative claims.
Better than 9% of providers in Durham
Links and information about Advance Personal Loans:
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Advance Personal Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance Personal Loans is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance Personal Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance Personal Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance Personal Loans with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance Personal Loans has a rating of 2.5, which is better than 9% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance Personal Loans requests. It is always best to call ahead using the phone number on this page so Advance Personal Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance Personal Loans also offers: Loan agency.