Duke Credit Union is a member-owned financial cooperative serving individuals within its designated field of membership. Founded to offer accessible financial services through a cooperative model, the institution operates as a nonprofit entity overseen by a board of directors elected by its members. Its purpose centers on providing deposit-taking, lending, and basic financial services within a cooperative framework that emphasizes member benefit and democratic governance.
The organization has historically focused on providing affordable banking options, emphasizing community-oriented financial solutions and member participation in governance. Its operations are structured around core activities such as accepting deposits, extending loans, and offering accounts and related services designed for everyday financial needs. By maintaining a local presence at its Durham address, Duke Credit Union supports its members through branches and staff dedicated to service, prudence, and accountability in financial management.
Better than 18% of providers in Durham
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Duke Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Duke Credit Union is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Duke Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Duke Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Duke Credit Union with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Duke Credit Union has a rating of 3.0, which is better than 18% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Duke Credit Union requests. It is always best to call ahead using the phone number on this page so Duke Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Duke Credit Union also offers: Credit union.