Coastal Credit Union is a member-owned financial cooperative serving individuals and communities within its operational footprint. The Durham South Square Branch, located at 3125 Shannon Rd in Durham, NC, operates as part of a broader network of Coastal Credit Union branches and services. Its organizational model centers on providing accessible financial services through a community-focused framework that emphasizes member control and democratic governance.
Historically, Coastal Credit Union emerged from a collaborative effort among community stakeholders to offer credit union services that prioritize members’ financial well-being. The Durham South Square location supports routine banking activities, shared branching access, and in-branch assistance tailored to local customers. Its scope encompasses standard financial services aligned with credit unions, delivered within a regulated environment that ensures safety and soundness. The branch participates in the cooperative’s compliance obligations, risk management practices, and ongoing efforts to maintain financial stability for its members and the surrounding Durham community.
Better than 36% of providers in Durham
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Coastal Credit Union | Durham South Square Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Coastal Credit Union | Durham South Square Branch is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Coastal Credit Union | Durham South Square Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Coastal Credit Union | Durham South Square Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Coastal Credit Union | Durham South Square Branch with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Coastal Credit Union | Durham South Square Branch has a rating of 3.5, which is better than 36% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Coastal Credit Union | Durham South Square Branch requests. It is always best to call ahead using the phone number on this page so Coastal Credit Union | Durham South Square Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Coastal Credit Union | Durham South Square Branch also offers: Bank.