Latino Community Credit Union is a member-owned financial cooperative serving Durham and the surrounding region in North Carolina. Established to provide accessible financial services to Latino communities and other underserved groups, the organization emphasizes inclusive, community-centered banking. Its governance structure relies on member-owners who elect a board of directors to guide strategic direction and policy oversight.
Historically, the credit union emerged to address gaps in mainstream financial access, offering deposit products and basic lending services designed to foster financial empowerment. The institution typically operates through a network of branches and digital channels, delivering everyday banking essentials such as savings accounts, loans, and financial education resources. Primary functions include safeguarding members’ funds, facilitating prudent credit access, and supporting community development initiatives aligned with cooperative principles.
Operational scope centers on delivering fiscally responsible solutions that promote savings, responsible borrowing, and financial literacy. By focusing on accessibility, accountability, and member engagement, the organization aims to strengthen financial resilience within the communities it serves.
Better than 36% of providers in Durham
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Latino Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Latino Community Credit Union is listed as a financial service provider in Durham, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Latino Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Latino Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Latino Community Credit Union with other providers in Durham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Latino Community Credit Union has a rating of 3.5, which is better than 36% of providers in Durham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Latino Community Credit Union requests. It is always best to call ahead using the phone number on this page so Latino Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Latino Community Credit Union also offers: Credit union.