Greater Kentucky Credit Union, located at 1001 Red Mile Rd in Lexington, Kentucky, is a member-owned financial cooperative that operates as a community-focused institution serving its members’ financial needs. Established to provide accessible banking services, the credit union emphasizes cooperative principles, including democratic member governance and a focus on member welfare over profit. Its organizational structure typically features a board of directors elected from among the membership, with management responsible for daily operations and strategic planning aligned with the credit union’s mission.
Historically, credit unions like Greater Kentucky emerged to offer affordable financial products and personalized service, often expanding from local roots to broader service areas through a network of branches and shared branching arrangements. The organization likely administers standard financial offerings such as deposit accounts, loans, and other basic services designed to support savings, borrowing, and financial stability for members. Operational scope generally centers on local community engagement, prudent risk management, and adherence to regulatory requirements governing credit unions.
Better than 23% of providers in Lexington
In addition to the primary service, Greater Kentucky Credit Union also offers:
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Greater Kentucky Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Greater Kentucky Credit Union is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Greater Kentucky Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Greater Kentucky Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Greater Kentucky Credit Union with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Greater Kentucky Credit Union has a rating of 3.8, which is better than 23% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Greater Kentucky Credit Union requests. It is always best to call ahead using the phone number on this page so Greater Kentucky Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Greater Kentucky Credit Union also offers: Credit union, Bank, Financial institution.