Central Bank Mortgage operates as a mortgage-focused division within Central Bank, providing home loan products and related financing services from its Lexington, Kentucky location. The organization traces its parent institution’s regional history to mid-20th century foundations in Lexington, with growth into a broader financial services firm over time. Its primary functions include originating mortgage loans, assisting with loan structuring, and facilitating related settlement processes for residential property transactions. The Lexington Mortgage Center supports customers at the Harrodsburg Road site, offering access to loan consultations, application support, and settlement coordination as part of a broader suite of banking and insurance services offered by the parent organization. This unit operates within Central Bank’s regional footprint, aligning with the institution’s long-standing emphasis on community banking and personalized client service in the Lexington area.
Address
2424 Harrodsburg Rd Suite 100, Lexington, KY 40503
Phone
(859) 25 36 001Website
centralbank.comBetter than 77% of providers in Lexington
In addition to the primary service, Central Bank Mortgage also offers:
Links and information about Central Bank Mortgage:
Visit Central Bank’s main office in Downtown Lexington at 300 West Vine Street, Lexington, KY 40507, for all your financial needs. Call 859-253-6013.
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www.concretecms.comCentral Bank traces its history back to 1938. Today, we have about 500 employees who serve more than 120,000 customers with a full range of banking, insurance, investment and wealth management services.
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www.accuracast.comCopyright © 2025 Commerce Lexington Inc., all rights reserved. COMMERCE LEXINGTON ® and the Commerce Lexington logo are registered trademarks of Commerce Lexington. 330 East Main Street, Suite 100,...
web.commercelexington.comOur News section provides updates, information and details on everything going on at Central Bank. Learn more by visiting our website today.
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Central Bank Mortgage is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Central Bank Mortgage is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Central Bank Mortgage to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Central Bank Mortgage, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Central Bank Mortgage with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Central Bank Mortgage has a rating of 5.0, which is better than 77% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Central Bank Mortgage requests. It is always best to call ahead using the phone number on this page so Central Bank Mortgage can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Central Bank Mortgage also offers: Loan agency, Business banking service, Mortgage lender.