1st Franklin Financial is a Southeast-based consumer finance company offering installment loans through a network of community offices. Established in 1941, the organization has positioned itself as a locally focused lender with a long-standing presence in small towns and communities across the region. Its Lexington, Kentucky location provides in-person access to loan consultations, application processing, and customer service related to personal installment loans.
The firm specializes in offering fixed-term personal loans with structured payments, aiming to accommodate borrowers’ budgeting needs and varying financial circumstances. The Lexington office operates as part of a broader regional footprint that emphasizes accessible loan products and neighborhood-focused service. The organization’s public-facing materials describe a straightforward lending process designed to support customers’ immediate financial needs while maintaining standardized terms and transparent policies.
Better than 50% of providers in Lexington
Links and information about 1st Franklin Financial:
Apply online or in person at our Richmond branch for a personal installment loan. At 1st Franklin Financial, we offer flexible loans up to $15,000.
www.1ffc.comView 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.comApply online or in person at our Lexington branch for a personal installment loan. At 1st Franklin Financial, we offer flexible loans up to $15,000.
www.1ffc.com1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.comGet more information for 1st Franklin Financial in Elizabethtown, KY. See reviews, map, get the address, and find directions.
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.7, which is better than 50% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency.