Central Kentucky Ag Credit is a member-owned agricultural lending cooperative located at 2429 Members Way, Lexington, Kentucky. Founded in 1934, it operates within the broader Farm Credit System, delivering financial services tailored to farmers, ranchers, and rural homeowners. The organization emphasizes local knowledge of Central Kentucky agricultural conditions and a commitment to serving multi-generational farming operations, including small and beginning farmers. Core activities center on providing loan products such as farm loans, land financing, and equipment financing, along with related financial services designed to support agricultural production and rural development. Its operations span a multi-county territory in the Bluegrass region, reflecting a regional focus on lending decisions that consider local agronomic cycles, collateral, and farm viability. As a cooperative, opportunities for patronage distributions and member engagement are integral to its structure, aligning member interests with the organization’s capital and lending activities. The entity maintains a presence in Lexington to serve member needs and coordinate regional agricultural financing initiatives.
Better than 20% of providers in Lexington
Links and information about Central Kentucky Ag Credit:
BBB Accredited since 10/1/2008. Credit Union in Lexington, KY. See BBB rating, reviews, complaints, get a quote and more.
www.bbb.orgMarcus Barnett, Chief Financial Officer, Central Kentucky Ag Credit, P.O. Box 1290, Lexington, KY 40588, or by accessing the association web site at www.AgCreditOnline.com. The association prepares an electronic version of the annual report which is available on the association’s web site within 75 days... bobcat-ent.com CENTRAL EQUIPMENT CO. 791 Red Mile Road Lexington, KY 40504 859-853-2611/866-855-9738 centralequipment.com CLEMENTS AG SuPPlY, inc. 1223 Lebanon Hill RD Springfeld, KY 40069
www.agcreditonline.comGet more information for Central Ky Agriculture Credit in Lexington, KY. See reviews, map, get the address, and find directions.
www.mapquest.comAg Credit FAQs Wondering who can become an Ag Credit member? Want to know more about the Farm Credit System? Trying to learn how to keep in touch? We've got answers to all of your frequently asked questions.
www.agcreditonline.comStraightforward financing through personalized serviceAg Credit has been providing farmers and rural residents with credit in Central Kentucky since 1934.Ag Credit understands farming in Central Kentucky and knows that farmers want to build a legacy for their families and carry on their family farming tradition.
www.agcreditonline.comIf you have any questions about our disclosures and bylaws please contact us or call your local branch.
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Central Kentucky Ag Credit is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Central Kentucky Ag Credit is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Central Kentucky Ag Credit to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Central Kentucky Ag Credit, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Central Kentucky Ag Credit with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Central Kentucky Ag Credit has a rating of 3.7, which is better than 20% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Central Kentucky Ag Credit requests. It is always best to call ahead using the phone number on this page so Central Kentucky Ag Credit can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Central Kentucky Ag Credit also offers: Loan agency.