OneMain Financial is a consumer finance company that provides personal loans and related services. Historically rooted in the broader nonprime lending sector, the organization has evolved through mergers and brand consolidations to focus on accessible credit solutions for borrowers who may have limited access to traditional lenders. Its operations center on loan origination and servicing, as well as optional insurance products and financial wellness offerings designed to support customers’ borrowing needs. The entity maintains a nationwide footprint through a network of branch locations and digital channels, enabling in-person as well as remote loan applications and account management. Core activities include evaluating credit risk, underwriting, loan disbursement, and ongoing loan servicing, with an emphasis on responsible lending practices and customer support. The organization emphasizes broad access to credit, debt consolidation options, and financial education tools to assist customers in managing repayment and budgeting within its product suite.
Address
2358 Nicholasville Rd #150, Lexington, KY 40503
Phone
(859) 26 08 830Website
onemainfinancial.comBetter than 30% of providers in Lexington
Links and information about OneMain Financial:
OneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comBBB Accredited since 3/1/1985. Consumer Finance Companies in Evansville, IN. See BBB rating, reviews, complaints, and more.
www.bbb.orgOneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and...
en.wikipedia.orgreach their goals with optimism and hope. ~1,400 Branch Locations 11 Corporate/Central Operations Locations Minneapolis, MN Evansville, IN Tempe, AZ Fort Worth, TX Irving, TX New York City, NY Baltimore, MD Wilmington, DE London, KY Charlotte, NC Fort Mill, SC About OneMain Financial
www.onemainfinancial.comOther providers in Lexington with similar ratings:
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Find answers to common questions
OneMain Financial is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 4.0, which is better than 30% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.