World Finance is a branch-based financial services organization offering small-loan products and related customer services in local markets across the United States. The Lexington, Kentucky location is part of a broader network known for providing personal installment loans, with a focus on fixed payment schedules and accessible credit solutions for diverse borrowers. The entity operates within a consumer finance framework that emphasizes streamlined underwriting and local service delivery, aiming to support clients’ immediate liquidity needs and debt management through structured loan products. Its regional footprint situates the Lexington office among other World Finance storefronts, highlighting a model that combines in-person customer service with standardized loan offerings. The organization’s public-facing operations typically include branch-level staff, loan application processing, and compliance-adjacent activities designed to maintain regulatory alignment while serving community needs.
Note: This overview describes the organization’s nature, history, primary functions, and operational scope without referencing specific statistics or promotional language.
Address
2909 Richmond Rd Ste 110, Lexington, KY 40509
Phone
(859) 24 63 095Website
loansbyworld.comBetter than 40% of providers in Lexington
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
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www.accuracast.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
www.reddit.comOther providers in Lexington with similar ratings:
World Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
World Finance is listed as a financial service provider in Lexington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Lexington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.5, which is better than 40% of providers in Lexington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.