Collins Community Credit Union is a member-owned financial cooperative serving individuals within its geographic field of membership, with operations anchored in Cedar Rapids, Iowa. Founded as a community-focused financial institution, it has evolved to provide a range of banking services aligned with the cooperative model, emphasizing member participation and democratic governance. The organization maintains adherence to regulatory standards that shape its risk management, compliance, and consumer protections, reflecting its responsibility to deposits, lending, and member services within the communities it serves.
Historically, the credit union has pursued growth through expanding access points, innovative product offerings, and collaborative partnerships that support financial inclusion for its members. Its primary functions include providing deposit accounts, loan products, and payment services, alongside financial education and member-centered services designed to facilitate everyday banking needs. Operational scope encompasses branch-level service delivery, back-office processing, and governance activities, all structured to meet the evolving requirements of a member-owned financial cooperative operating in a regulated environment.
Better than 48% of providers in Cedar Rapids
In addition to the primary service, Collins Community Credit Union also offers:
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Collins Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Collins Community Credit Union is listed as a financial service provider in Cedar Rapids, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Collins Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Collins Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Collins Community Credit Union with other providers in Cedar Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Collins Community Credit Union has a rating of 4.1, which is better than 48% of providers in Cedar Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Collins Community Credit Union requests. It is always best to call ahead using the phone number on this page so Collins Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Collins Community Credit Union also offers: Credit union, ATM, Mortgage lender.