BMO Bank N.A. operates branches at 700 1st Ave NE in Cedar Rapids, Iowa, as part of its broader network serving the United States. The entity functions as a national bank providing core banking services, including deposit accounts, lending, and payment processing, within a regulated framework under U.S. federal banking authorities.
Established through the 2021 acquisition of Bank of the West by BMO Financial Group—a Canadian multinational banking corporation headquartered in Toronto—BMO Bank N.A. traces its U.S. presence to the legacy operations of its predecessor. This integration expanded BMO's footprint across multiple states, with the Cedar Rapids location exemplifying its community-level operations in the Midwest.
The bank's primary functions encompass retail and commercial banking, supporting individual and business clients through physical branches and digital channels. Its operational scope aligns with national standards, emphasizing secure transaction handling and compliance with applicable laws.
Better than 14% of providers in Cedar Rapids
In addition to the primary service, BMO Bank N.A Branches also offers:
BMO Bank N.A Branches is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
BMO Bank N.A Branches is listed as a financial service provider in Cedar Rapids, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask BMO Bank N.A Branches to explain the terms in writing before you proceed.
To improve your chances of getting better terms from BMO Bank N.A Branches, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare BMO Bank N.A Branches with other providers in Cedar Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
BMO Bank N.A Branches has a rating of 1.9, which is better than 14% of providers in Cedar Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents BMO Bank N.A Branches requests. It is always best to call ahead using the phone number on this page so BMO Bank N.A Branches can confirm exactly which documents you need for your specific situation.
In addition to its primary service, BMO Bank N.A Branches also offers: Loan agency, ATM, Financial consultant, Financial institution, Financial planner, Bank, Money order service, Mortgage lender, Savings bank.