Veridian Credit Union is a member-owned financial cooperative serving the Cedar Rapids area, established to provide financial services rooted in cooperative principles. Its history reflects a transition from locally focused, member-driven banking to a broader community-linjected financial organization, while maintaining the core ethos of mutual benefit and member participation. The organization operates as a nonprofit financial cooperative, with governance provided by elected volunteers who oversee strategic direction and community stewardship.
Its primary functions include deposit-taking, lending, and related financial services designed to support individuals and small businesses within its field of membership. Operational scope encompasses routine consumer banking activities, savings and checking services, loan origination, and credit administration, all conducted through a network of branches, digital platforms, and customer support channels. Veridian Credit Union emphasizes member education and financial literacy as part of its mission, aligning services with prudent financial practices. The entity’s structure centers on collaborative decision-making, asset management, and service delivery aimed at sustaining member financial well-being.
Better than 52% of providers in Cedar Rapids
In addition to the primary service, Veridian Credit Union also offers:
Other providers in Cedar Rapids with similar ratings:
Veridian Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Veridian Credit Union is listed as a financial service provider in Cedar Rapids, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Veridian Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Veridian Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Veridian Credit Union with other providers in Cedar Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Veridian Credit Union has a rating of 4.2, which is better than 52% of providers in Cedar Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Veridian Credit Union requests. It is always best to call ahead using the phone number on this page so Veridian Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Veridian Credit Union also offers: Credit union, Mortgage lender.