Hometown Cash Advance is a payday lending entity operating in Cedar Rapids, Iowa, with its address registered at 219 Edgewood Rd NW, Cedar Rapids, IA 52405. Historically, payday lenders in midwestern communities have provided short-term, small-dollar loans designed to bridge gaps between pay periods, often operating with rapid approval processes. The organization’s primary function centers on offering cash advances to individuals who may need quick access to funds, typically repaid by the borrower’s next paycheck or within a short cycle. The scope of its operations generally includes in-person customer service, loan applications, and basic financial services customary to check-cashing and short-term lending providers. As part of a broader regional pattern, such establishments often emphasize speed and accessibility, while navigating state-level regulatory frameworks governing lending practices and consumer protections. The entity’s activities contribute to local financial services by supplying immediate liquidity options for qualifying customers within the community.
Address
219 Edgewood Rd NW, Cedar Rapids, IA 52405
Phone
(319) 39 05 300Website
hometowncashstores.comBetter than 57% of providers in Cedar Rapids
In addition to the primary service, Hometown Cash Advance also offers:
Links and information about Hometown Cash Advance:
Get more information for Hometown Cash Advance in Ottumwa, IA. See reviews, map, get the address, and find directions.
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www.mapquest.comA little background: I'm a college student in Nevada (Econ Major) and got hooked up with the job through a family friend. Didn't really know what I was getting into. It was an alright job worked there for about a year for extra beer money. Edit: Thanks for the questions everyone and keeping it civil I know the industry has a very negative perception to it. I don't mean to defend the industry I just wanted to answer some genuine questions which worked out great. I am surprised I didn't get more...
www.reddit.comApply for a Fast Online Payday Loan [ CEDAR RAPIDS ] Possible types of loans: To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Cedar Rapids, IA, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster)… Read More »Payday Loans in Cedar Rapids, IA – Online & Near Me
1payday.loansWe offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection agency nor would we ever sue a customer - it would bring too much attention to our business, reveal our real location and but the operations at risk.
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Hometown Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Hometown Cash Advance is listed as a financial service provider in Cedar Rapids, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Hometown Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Hometown Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Hometown Cash Advance with other providers in Cedar Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Hometown Cash Advance has a rating of 4.3, which is better than 57% of providers in Cedar Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Hometown Cash Advance requests. It is always best to call ahead using the phone number on this page so Hometown Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Hometown Cash Advance also offers: Loan agency, Check cashing service, Financial consultant.