Hawaii State Federal Credit Union, located at 333 Queen Street in Honolulu, operates as a member-owned financial cooperative serving residents and employees of designated communities in Hawaii. Founded to provide cooperative financial services, the institution emphasizes shared ownership, democratic governance, and a focus on member welfare. Its history is rooted in the broader credit union movement, which seeks to provide accessible financial products through common bonds of membership rather than purely profit-driven aims.
The organization functions as a financial cooperative offering traditional credit union services, including savings, checking, and loan products, alongside related member services. Its operational scope covers day-to-day financial transactions, loan origination and servicing, and member assistance in navigating financial needs. As a community-oriented institution, it fosters financial education and resource access within its footprint, prioritizing prudent financial management and responsible lending. The credit union collaborates with regulatory frameworks that govern cooperative financial institutions, ensuring compliance and member protections while maintaining a focus on sustainable, nonprofit-oriented service delivery.
Better than 23% of providers in Honolulu
In addition to the primary service, Hawaii State Federal Credit Union also offers:
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Hawaii State Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Hawaii State Federal Credit Union is listed as a financial service provider in Honolulu, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Hawaii State Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Hawaii State Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Hawaii State Federal Credit Union with other providers in Honolulu and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Hawaii State Federal Credit Union has a rating of 3.0, which is better than 23% of providers in Honolulu.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Hawaii State Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Hawaii State Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Hawaii State Federal Credit Union also offers: Federal credit union, ATM.