American Savings Bank, located at 1001 Bishop Street in Honolulu, Hawaii, operates as a regional financial institution serving individuals and local businesses within its service footprint. The bank traces its presence to Hawaii’s banking landscape, reflecting institutions that emerged to support community needs by offering core financial services. Its organizational structure encompasses standard banking functions, including deposit products, payment processing, and loan administration, aligned with regulatory expectations for safety and soundness.
Historically, institutions like American Savings Bank contributed to regional economic activity by facilitating savings accumulation, capital formation, and funds transfer within the local market. The organization’s operating scope emphasizes retail banking operations complemented by commercial client services, aiming to accomodate everyday financial transactions and credit needs for residents and small to mid-sized enterprises. Through its branch network and service channels, the institution participates in the broader Hawaii banking ecosystem, adhering to compliance requirements and governance practices typical of U.S. financial institutions. This overview focuses on organizational nature, historical context, and the institution’s functional remit.
Better than 61% of providers in Honolulu
In addition to the primary service, American Savings Bank also offers:
Other providers in Honolulu with similar ratings:
American Savings Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
American Savings Bank is listed as a financial service provider in Honolulu, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask American Savings Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from American Savings Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare American Savings Bank with other providers in Honolulu and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
American Savings Bank has a rating of 4.1, which is better than 61% of providers in Honolulu.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents American Savings Bank requests. It is always best to call ahead using the phone number on this page so American Savings Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, American Savings Bank also offers: Bank, ATM, Currency exchange service, Financial planner.