Aloha Pacific Federal Credit Union is a member-owned financial cooperative serving residents and employees within its field of membership, anchored in Honolulu, Hawaii. Established to provide accessible banking services, the credit union operates with a governing board elected by the membership, emphasizing democratic control and accountability. Its historical development reflects the broader evolution of credit unions in Hawaii, aligning with community-focused financial practices and a cooperative model that prioritizes members’ financial well-being.
The organization offers typical credit union functions, including deposit services, loan products, and related financial offerings, while maintaining a physical presence at its Fort Street Mall location to facilitate in-person member interactions. Its operations encompass daily branch activities, general accounting, and adherence to regulatory standards that govern credit unions in the United States. As a local financial institution, Aloha Pacific Federal Credit Union situates itself within its community by supporting access to basic financial services and fostering member engagement through cooperative governance and shared ownership.
Better than 80% of providers in Honolulu
In addition to the primary service, Aloha Pacific Federal Credit Union also offers:
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Aloha Pacific Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Aloha Pacific Federal Credit Union is listed as a financial service provider in Honolulu, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Aloha Pacific Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Aloha Pacific Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Aloha Pacific Federal Credit Union with other providers in Honolulu and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Aloha Pacific Federal Credit Union has a rating of 5.0, which is better than 80% of providers in Honolulu.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Aloha Pacific Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Aloha Pacific Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Aloha Pacific Federal Credit Union also offers: Federal credit union, ATM, Bank, Credit union.