Central Pacific Bank (CPB) is a Hawaii-based regional commercial bank founded in 1954 by a small group of World War II veterans. Its origin reflects a mission to support immigrant families and working residents in establishing stability beyond plantation-era livelihoods, evolving into a community-focused financial institution. CPB operates as a full-service bank, offering traditional deposit accounts, lending products for individuals and small businesses, and related financial services designed to facilitate homeownership and local entrepreneurship. The institution is a wholly owned subsidiary of Central Pacific Financial Corporation, underscoring its integration within a broader corporate structure while maintaining a locally oriented footprint. CPB emphasizes small-business lending, mortgage origination, and SBA loan activity as core areas of operation, with a historical emphasis on empowering Hawaii’s communities through accessible credit and financial services. Its facilities and outreach in Honolulu reflect a regional strategy aimed at serving residents and local commerce while maintaining engagement with community-oriented programs and educational initiatives.
Better than 32% of providers in Honolulu
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www.linkedin.combank’s overall CRA Rating. DESCRIPTION OF INSTITUTION Background Central Pacific Bank (CPB) is a state-chartered, non-member commercial bank headquartered in Honolulu, Hawaii (HI). A small group of World War II veterans founded the bank in 1954. The bank is a wholly owned subsidiary of Central Pacific Financial Corporation (CPFC), a Hawaii
www.cpb.bankFounded by a small group of World War II veterans in 1954 to help immigrant families build a life away from the plantations, Central Pacific Bank has grown to serve the financial needs of all families and small businesses in the Islands. We are a leading force in supporting homeownership and small businesses in Hawaii as a market leader in residential mortgage and SBA loan originations.
ir.cpb.bankCentral Pacific Bank, Main Branch Banks & Banking Associations Financial-Advisors, Planners Financing
business.cochawaii.orgCentral Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii. CPB offers personal, business, and commercial banking services, including checking and savings accounts, loans, lines of credit, mortgages, credit cards, certificates of deposit (CDs), individual retirement accounts (IRAs), and wealth management services including insurance and trusts.... The bank focuses on supporting small businesses, providing more U.S. Small Business Administration...
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Central Pacific Bank is listed as a financial service provider in Honolulu, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Central Pacific Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Central Pacific Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Central Pacific Bank with other providers in Honolulu and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Central Pacific Bank has a rating of 3.5, which is better than 32% of providers in Honolulu.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Central Pacific Bank requests. It is always best to call ahead using the phone number on this page so Central Pacific Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Central Pacific Bank also offers: Bank, Business banking service.