Harborstone Credit Union is a member-owned financial cooperative serving residents and businesses in the Kent, Washington area. Founded to provide accessible financial services, the credit union operates as a nonprofit institution with a cooperative structure that emphasizes member welfare and localized decision-making. Over its history, Harborstone has expanded from foundational savings and lending activities to a broader range of financial services designed to meet everyday banking needs while maintaining a community-oriented focus.
The organization offers a spectrum of core services, including savings and checking accounts, personal and vehicle loans, and mortgage products, along with digital banking options to support convenient access. Its governance typically features a board of volunteer directors elected by members, reflecting the cooperative principle of democratic participation. Harborstone’s operational footprint encompasses multiple branches and a commitment to understanding and serving the financial needs of its membership within the Kent region and surrounding communities, consistent with credit union objectives of safety, reliability, and community stewardship.
Better than 81% of providers in Kent
In addition to the primary service, Harborstone Credit Union also offers:
Other providers in Kent with similar ratings:
Harborstone Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Harborstone Credit Union is listed as a financial service provider in Kent, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Harborstone Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Harborstone Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Harborstone Credit Union with other providers in Kent and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Harborstone Credit Union has a rating of 4.5, which is better than 81% of providers in Kent.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Harborstone Credit Union requests. It is always best to call ahead using the phone number on this page so Harborstone Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Harborstone Credit Union also offers: Credit union, ATM.