Gesa Credit Union, located at 20540 108th Ave SE in Kent, Washington, is a member-owned financial cooperative focused on providing access to affordable financial services. Established as a not-for-profit institution, its organizational model centers on member benefit rather than shareholder profit, with governance by a volunteer or elected board representing the membership. The credit union operates within a defined field of membership and pursues diffusion of financial products aligned with cooperative principles, emphasizing local community involvement and accountability to its members.
Historically, Gesa Credit Union traces its development through the broader movement of credit unions in the United States, evolving from small, community-based cooperatives to more comprehensive financial service providers. Its primary functions include deposit-taking, loan origination, and the provision of various member services, typically encompassing checking and savings accounts, consumer loans, and potentially digital banking options. The organization serves a regional footprint, integrating financial services with community-oriented activities while maintaining regulatory compliance and prudent risk management as cornerstones of its operational framework.
Better than 44% of providers in Kent
In addition to the primary service, Gesa Credit Union also offers:
Other providers in Kent with similar ratings:
Gesa Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Gesa Credit Union is listed as a financial service provider in Kent, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Gesa Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Gesa Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Gesa Credit Union with other providers in Kent and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Gesa Credit Union has a rating of 4.1, which is better than 44% of providers in Kent.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Gesa Credit Union requests. It is always best to call ahead using the phone number on this page so Gesa Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Gesa Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Car finance and loan company, Financial institution, Investment service, Credit union, Mortgage lender, Savings bank.