Advance Payday Loans is a short-term lending entity operating in Kent, Washington. The organization centers on providing small, interim cash solutions intended to bridge gaps between pay periods, typically involving repayment within a brief timeframe tied to the borrower’s next paycheck. Historically, payday lenders emerged to address immediate liquidity needs for consumers facing temporary cash shortfalls, and entities in this space have evolved to emphasize streamlined application processes and quick funding decisions. The operational scope of such organizations generally includes storefront or regional presence, adherence to state licensing requirements, and standard consumer-protection practices established by regulatory bodies. Primary functions involve assessing borrower eligibility, disbursing funds, and arranging repayment terms, often with an emphasis on speed and accessibility. While the broader payday lending landscape has included debates over cost, compliance, and consumer impact, this overview describes the entity’s nature, history, and typical activities without endorsing or recommending any specific financing approach.
Address
15423 154th Ave SE UNIT 110, Kent, WA 98042
Phone
(253) 36 40 854Website
pinnacle1mortgage.comBetter than 94% of providers in Kent
Links and information about Advance Payday Loans:
Have you ever wondered about Payday Loans – what they are, how they work, and if they’re something you should consider? If so, you’ve come to the right place!
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www.betterpaydayloans.com.auQuick payday loans in Kent, WA - Apply 24/7 online or find a cash advance from a direct lender near you in Kent! Short term loan up to $1000 or personal up to $5000.
paydayloanskentwa.comThe propensity for very low default rates seems to be an incentive for investors interested in payday lenders. In the Advance America 10-k SEC filing from December 2011 they note that their agreement with investors, "limits the average of actual charge-offs incurred during each fiscal month to a maximum of 4.50% of the average amount of adjusted transaction receivables outstanding at the end of each fiscal month during the prior twelve consecutive months".
en.wikipedia.orgThe legislature passed Washington’s first payday lending laws in 1995 under the Check Cashers & Sellers Act (RCW 31.45). DFI regulates payday lenders that do business in Washington State by licensing all locations, examining the licensees regularly, investigating complaints and bringing enforcement actions when appropriate. WHAT IS A PAYDAY LOAN?
dfi.wa.govInformation and resources from the Washington Department of Financial Institutions.
dfi.wa.govOther providers in Kent with similar ratings:
Advance Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance Payday Loans is listed as a financial service provider in Kent, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance Payday Loans with other providers in Kent and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance Payday Loans has a rating of 5.0, which is better than 94% of providers in Kent.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance Payday Loans requests. It is always best to call ahead using the phone number on this page so Advance Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance Payday Loans also offers: Mortgage lender.