Desert Rock Capital is a Utah-based financial services organization that operates primarily in personal lending, focusing on signature loans for individuals who may have limited or challenged credit histories. The firm appears to have established a footprint across multiple Utah cities, including Orem, St. George, and Salt Lake City, suggesting an operational model centered on quick, unsecured funding options for borrowers seeking accessible cash solutions. Its services are generally characterized by rapid application processes and minimal collateral requirements, aligning with a niche in non-principal banking activities rather than traditional lending institutions. The organization emphasizes loan products designed to help individuals address immediate liquidity needs, while maintaining a local presence through multiple office locations. Over time, Desert Rock Capital has cultivated a profile as a regional lender that supplements consumer credit access in Utah, rather than offering a broad suite of financial services or investment products. Given its focus, the entity's activities appear to be oriented toward personal lending operations within the state.
Address
1160 S State St Suite Suit #240, Orem, UT 84097
Phone
(801) 82 31 234Website
desertrockcapital.comBetter than 48% of providers in Orem
Links and information about Desert Rock Capital:
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www.southernutahlocal.comDesert Rock Capital Cash Loans - 1160 South State Street, Suite Suit #240, Orem, Utah, 84097 - (801) 377-3333 - Finance & Insurance, Loans & Mortgages
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wp.desertrockcapital.comDESERT ROCK CAPITAL CASH LOANS, 1160 S State St, Ste Suit 240, Orem, UT 84097, Mon - 9:00 am - 7:00 pm, Tue - 9:00 am - 7:00 pm, Wed - 9:00 am - 7:00 pm, Thu - 9:00 am - 7:00 pm, Fri - 9:00 am - 7:00 pm, Sat - Closed, Sun - Closed
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Find answers to common questions
Desert Rock Capital is listed as a financial service provider in Orem, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Desert Rock Capital to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Desert Rock Capital, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Desert Rock Capital with other providers in Orem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Desert Rock Capital has a rating of 4.5, which is better than 48% of providers in Orem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Desert Rock Capital requests. It is always best to call ahead using the phone number on this page so Desert Rock Capital can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Desert Rock Capital also offers: Loan agency.