1st Choice Money Center operates as a short-term lending and financial services provider with multiple Utah locations. The Orem site at 55 W Center St is part of a broader network that offers payday-style loan options and related cash-advance services, reflecting a focus on quick access to funds for customers. The organization presents itself as a local branch network within Utah, aligning its services with neighborhood access and convenience, rather than traditional banking products. Its online location listings indicate a regional footprint that includes several cities across the state, suggesting an operational scope that prioritizes rapid service delivery and branch-based customer support. The entity’s history appears tied to a market approach that emphasizes practical short-term financing solutions, though detailed historical timelines or regulatory disclosures are not provided in publicly available listings. Overall, the organization’s primary functions center on facilitating fast liquidity through cash-advance-type offerings within the Utah market.
Better than 60% of providers in Orem
Links and information about 1st Choice Money Center:
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Find answers to common questions
1st Choice Money Center is listed as a financial service provider in Orem, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Choice Money Center to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Choice Money Center, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Choice Money Center with other providers in Orem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Choice Money Center has a rating of 4.7, which is better than 60% of providers in Orem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Choice Money Center requests. It is always best to call ahead using the phone number on this page so 1st Choice Money Center can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Choice Money Center also offers: Loan agency.