1st Choice Money Center is a financial services organization operating in Utah, focused on providing short-term lending options and related monetary services. Historically, the entity has established a presence across multiple Utah communities, including a location in Orem, to serve residents with access to local financial assistance and cash-flow options. The organization’s primary functions include offering short-term loans and related customer services, with a service footprint that emphasizes accessibility within its regional market.
Operational scope centers on storefront lending operations, community-facing customer service, and branch-based transactions. The Orem location contributes to the broader network of Utah branches, signaling a localized, geographically dispersed service model. The entity appears to position itself as a consumer-focused financial intermediary, facilitating quick access to funds while navigating state regulations governing short-term lending. This overview concentrates on the organization’s nature, history, functions, and regional presence without commentary on products or recommendations.
Links and information about 1st Choice Money Center:
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1st Choice Money Center is listed as a financial service provider in Orem, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Choice Money Center to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Choice Money Center, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Choice Money Center with other providers in Orem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Choice Money Center has a rating of 0.0, compared to the city average of 4.3.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Choice Money Center requests. It is always best to call ahead using the phone number on this page so 1st Choice Money Center can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Choice Money Center also offers: Loan agency.