Union Square Credit Union, located at 2903 Kemp Blvd in Wichita Falls, Texas, operates as a member-owned financial cooperative serving the local community. Established to provide accessible banking services, it functions under the credit union model, emphasizing cooperative principles where members are both owners and users of the institution's resources.
The credit union's primary functions include offering deposit accounts, loans, and related financial services tailored to individual and household needs within its field of membership. Its operational scope centers on the Wichita Falls area and surrounding regions in Texas, adhering to federal and state regulations governing credit unions. Over time, it has maintained a focus on community-based banking, supporting local economic activities through its core offerings.
This structure enables Union Square Credit Union to prioritize member interests in its daily operations and decision-making processes.
Better than 26% of providers in Wichita Falls
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Union Square Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Union Square Credit Union is listed as a financial service provider in Wichita Falls, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Union Square Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Union Square Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Union Square Credit Union with other providers in Wichita Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Union Square Credit Union has a rating of 4.2, which is better than 26% of providers in Wichita Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Union Square Credit Union requests. It is always best to call ahead using the phone number on this page so Union Square Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Union Square Credit Union also offers: Credit union.