Postel Family Credit Union is a member-owned financial cooperative serving the Wichita Falls area. As a credit union, it operates on a not-for-profit model that emphasizes member benefit, with governance by a volunteer board of directors elected from the membership. The organization traces its core mission to providing accessible financial services while prioritizing safety, soundness, and community-oriented programs. Its history reflects a focus on transforming basic savings and loan processes into a cooperative framework that aligns with members’ financial needs.
The credit union offers typical financial services associated with cooperative institutions, including savings accounts, checking options, and various loan products designed to support member goals. Its operational scope encompasses standard financial service delivery, member education initiatives, and community outreach aimed at fostering financial stability. By maintaining a local presence in Wichita Falls, the organization emphasizes service accessibility, prudent risk management, and member-driven decision-making within a collaborative, democratic structure.
Better than 37% of providers in Wichita Falls
In addition to the primary service, Postel Family Credit Union also offers:
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Postel Family Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Postel Family Credit Union is listed as a financial service provider in Wichita Falls, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Postel Family Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Postel Family Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Postel Family Credit Union with other providers in Wichita Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Postel Family Credit Union has a rating of 4.5, which is better than 37% of providers in Wichita Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Postel Family Credit Union requests. It is always best to call ahead using the phone number on this page so Postel Family Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Postel Family Credit Union also offers: Credit union, ATM.