Wichita Falls Teachers Federal Credit Union is a member-owned financial cooperative serving a defined field of membership rooted in the Wichita Falls, Texas, community. Established to provide financial services to educational professionals and related staff, the organization operates as a cooperative where ownership and governance are vested in its members. The credit union offers traditional financial products and services designed to support members’ financial needs, including deposit accounts, lending options, and related member services, with operations conducted through physical locations and member-access channels.
Historically, credit unions of this type emerged to offer affordable financial services to specific occupational groups, emphasizing member education and prudent financial management. The institution administers a framework intended to promote savings, responsible borrowing, and financial inclusion within its designated membership. Its scope typically encompasses daily banking activities, credit underwriting aligned with policy standards, and collaborative relationships with community partners to facilitate access to financial resources. The organization operates under regulatory oversight that governs safety, soundness, and consumer protections within the credit union sector.
Better than 39% of providers in Wichita Falls
In addition to the primary service, Wichita Falls Teachers Federal Credit Union also offers:
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Wichita Falls Teachers Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Wichita Falls Teachers Federal Credit Union is listed as a financial service provider in Wichita Falls, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Wichita Falls Teachers Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Wichita Falls Teachers Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Wichita Falls Teachers Federal Credit Union with other providers in Wichita Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Wichita Falls Teachers Federal Credit Union has a rating of 4.6, which is better than 39% of providers in Wichita Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Wichita Falls Teachers Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Wichita Falls Teachers Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Wichita Falls Teachers Federal Credit Union also offers: Credit union, Federal credit union.