Heights Finance is a consumer finance organization that provides short-term loan products and related financial services. Founded to serve individuals seeking quick funding, the firm operates through a network of local loan offices, including locations in Tennessee, where it offers installment loans and other credit solutions designed to fit customers’ repayment capabilities. The company emphasizes serving customers who may need bridge financing or access to funds outside traditional banking channels, with a focus on local presence and community engagement.
Historically, Heights Finance developed its model around accessible lending through storefront offices, aiming to deliver financial products with straightforward terms and responsive service. Its operational footprint spans multiple states, enabling branch-level evaluation of credit requests and localized customer support. The organization focuses on administering loan agreements, payment schedules, and related account management tasks from its physical offices, leveraging regional staff to assist borrowers with the application process and ongoing account inquiries. This approach aligns with a community-oriented strategy to provide timely financial options in its markets.
Address
3915 Bristol Hwy #501, Johnson City, TN 37601
Phone
(423) 61 01 132Website
heightsfinance.comBetter than 57% of providers in Johnson City
Links and information about Heights Finance:
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Heights Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Heights Finance is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 4.4, which is better than 57% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.