Heights Finance is a consumer finance organization that provides short-term loan products and related financial services in Johnson City, Tennessee. The firm operates within a regulated lending environment and serves customers seeking personal loan options, often addressing credit gaps or immediate funding needs. Its local presence is part of a broader network of Heights Finance locations, which collectively offer installment loans, auto title loans, and other unsecured lending products subject to state and federal requirements. The Johnson City location supports the organization’s operations by handling loan applications, customer service, and compliance-related tasks in the area. While the company’s public-facing materials outline its standard offerings and eligibility criteria, detailed information about loan terms or rates is governed by regulatory standards and varies by product and jurisdiction. The organization’s history reflects steady expansion within regional markets, aligning with the broader strategy of providing accessible personal financing solutions to diverse borrowers.
Address
3101 Browns Mill Rd #7, Johnson City, TN 37604
Phone
(423) 23 26 450Website
heightsfinance.comBetter than 3% of providers in Johnson City
Links and information about Heights Finance:
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www.reddit.comHeights Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Heights Finance is listed as a financial service provider in Johnson City, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Johnson City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 2.0, which is better than 3% of providers in Johnson City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.