Winston-Salem Federal Credit Union is a member-owned financial cooperative serving residents and select employee groups in the Winston-Salem, North Carolina area. Established to provide accessible financial services, the organization operates on a cooperative model that emphasizes democratic member control and reinvestment in member services. Its governance typically involves a volunteer board of directors and supervisory committees that oversee financial integrity and strategic direction, aligning with regulatory standards applicable to federally insured credit unions.
The credit union’s primary functions include accepting deposits, offering savings and checking accounts, and providing a range of loan products designed to meet members’ borrowing needs. Additional services commonly encompass payment processing, funds transfer, and member education resources intended to promote sound financial management. Operational scope generally extends to branch locations, member service centers, and online banking platforms that support secure, convenient access to accounts. By focusing on financial inclusion and community stewardship, Winston-Salem Federal Credit Union aims to serve its membership through locally responsive services and prudent financial practices.
Better than 26% of providers in Winston-Salem
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Winston-Salem Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Winston-Salem Federal Credit Union is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Winston-Salem Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Winston-Salem Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Winston-Salem Federal Credit Union with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Winston-Salem Federal Credit Union has a rating of 3.1, which is better than 26% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Winston-Salem Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Winston-Salem Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Winston-Salem Federal Credit Union also offers: Credit union.