Piedmont Advantage Credit Union is a member-owned financial cooperative serving individuals who meet its field-of-membership requirements. As a credit union, its charter emphasizes cooperative ownership, democratic member control, and the reinvestment of earnings into member services. The organization traces its roots to a history of cooperative financial services that aim to provide accessible banking options beyond traditional for-profit institutions. Its structure typically supports a broad range of routine banking needs through a centralized administrative framework and local branch network, reflecting a community-focused mission.
Primary functions include deposit taking, loan origination, and payment services designed to meet everyday financial goals. The credit union operates within the regulatory environment governing member-owned financial institutions, ensuring compliance and safety for member funds. Operational scope generally encompasses routine consumer banking, small-business services, and support for financial education initiatives. By combining governance aligned with member interests and a service-oriented approach, Piedmont Advantage Credit Union asserts its role as a local financial partner within Winston-Salem and surrounding communities.
Better than 31% of providers in Winston-Salem
In addition to the primary service, Piedmont Advantage Credit Union also offers:
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Piedmont Advantage Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Piedmont Advantage Credit Union is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Piedmont Advantage Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Piedmont Advantage Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Piedmont Advantage Credit Union with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Piedmont Advantage Credit Union has a rating of 3.4, which is better than 31% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Piedmont Advantage Credit Union requests. It is always best to call ahead using the phone number on this page so Piedmont Advantage Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Piedmont Advantage Credit Union also offers: Credit union, ATM.