Latino Community Credit Union is a member-owned financial cooperative serving individuals who identify with or support Latino communities, headquartered in Winston-Salem, North Carolina. Established to provide accessible banking and financial services, the organization operates as a cooperative with a focus on inclusive membership and community development. It emphasizes democratic governance, with members participating in decision-making processes and shaping the credit union’s strategic direction.
The credit union offers standard financial products and services aligned with the cooperative model, including deposit accounts, lending solutions, and financial education resources. Its history reflects an emphasis on empowering underserved populations through affordable access to banking services, economic opportunity, and community investment. Operationally, the organization integrates branch-based service delivery with tailored support to address unique community needs, often partnering with local organizations to promote financial literacy and small-business development. The structure and mission center on building financial resilience, promoting savings, responsible borrowing, and sustainable community growth within its service area.
Better than 26% of providers in Winston-Salem
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Latino Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Latino Community Credit Union is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Latino Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Latino Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Latino Community Credit Union with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Latino Community Credit Union has a rating of 3.1, which is better than 26% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Latino Community Credit Union requests. It is always best to call ahead using the phone number on this page so Latino Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Latino Community Credit Union also offers: Credit union.